Simply amazing, thank you.   I really appreciate your reading, it has clarified a lot for me, my husband and I both related to all of it, you said exactly what we have been saying to each other for a while now.  I do focus on the short term money side, I know it is only getting better but I worry.  My husband is amazing with his people skills and far too generous and yes we are still recovering from some major losses where people took advantage of him.  It is amazing how many times I say to him "This isn't working, what can we do to change things" - exactly as you said!!

Everything was extremely accurate, thank you so much.